TERMS & CONDITIONS

Last Updated: 13 October 2025

By accessing this website or booking a consultation with Bright Horizon Financial Services, you agree to the following Terms & Conditions.

1. Educational Purpose Only

All content, discussions, and consultations provided by Bright Horizon Financial Services are for general educational and informational purposes only.

Nothing on this website or during consultations should be considered legal, tax, or financial advice.

2. No Guarantees or Promises

We do not guarantee financial outcomes, returns, tax benefits, or policy performance.

Any financial strategy discussed depends on individual circumstances, policy design, market conditions, and applicable laws.

3. No Obligation

Booking a consultation does not obligate you to purchase any product or service.

Participation in a Zoom consultation is entirely voluntary.

4. Accuracy of Information

You agree to provide accurate and truthful information during consultations. We are not responsible for decisions made based on incomplete or inaccurate information provided by you.

5. Third-Party Services

Our website may use third-party tools (e.g., Zoom, scheduling software). We are not responsible for the content, policies, or performance of third-party platforms.

6. Intellectual Property

All website content, text, logos, and materials are the property of Bright Horizon Financial Services and may not be copied, reproduced, or distributed without written permission.

7. Limitation of Liability

To the maximum extent permitted by law, Bright Horizon Financial Services is not liable for:

  • Financial decisions made by users

  • Losses arising from reliance on educational information

  • Website downtime or technical issues

8. Compliance With Laws

Our services comply with applicable financial and advertising regulations. Availability of products or services may vary by state or jurisdiction.

9. Modifications

We reserve the right to update or modify these Terms & Conditions at any time. Continued use of the website constitutes acceptance of any changes.

10. Governing Law

These Terms & Conditions are governed by applicable laws of the jurisdiction in which Bright Horizon Financial Services operates.

11. Contact Information

For questions regarding these Terms & Conditions, contact:

Bright Horizon Financial Services

Copyright 2025. Bright Horizon Financial Services . All Rights Reserved.